Medicare
Konowal Vision Center is a Medicare Part B provider. We will accept assignment
on all Medicare Part B claims. By accepting assignment, we agree to adjust
your charges to reflect the Medicare approved amount. However, Medicare
only pays 80% of the approved amount, and the remaining 20% is your responsibility.
If you have supplemental insurance, we will bill your supplement insurance
for the 20% balance. If there is any remaining balance after Medicare
and the supplement insurance payment, it is the patient’s responsibility.
Private Health Insurance or Self-Pay
As a courtesy to you, we will file claims with your insurance company.
Please understand, however, that your insurance reflects a contract
between you and the insurance company. You, the patient, are ultimately
responsible for your bill.
Patients without health insurance will be expected to pay at the time
of service or make payment arrangements with the billing office. Any
amount considered in excess of the “usual” and “reasonable
and customary” amount that is not paid by your insurance company
becomes your responsibility. You further agree to pay to the practice
any balance on your account within 60 days of treatment. Lastly, if any
action at law or inequity is brought to enforce this agreement, the practice
shall be entitled to reasonable attorney’s fees, court costs, and
any other cost of collection required.
Managed Care Networks
Konowal Vision Center is a participating provider with many HMO’s.
We are on the Vision Plans of Cole Vision, Vision Services
Plan, Vision Benefits of America and Aetna Focus. Please contact your
primary care doctor for all authorizations. Co-pays, co-insurance and/or
deductibles will be due at the time of service.
Non-Covered Services
Not all services are covered by all insurance health plans. Some services
may not be covered by your specific or individual policy. Services
not covered or considered payable by the insurance company becomes
the patient’s responsibility. |